Investing with ii
With our range of investment options you can build your portfolio your way.
In a Trading Account you can invest in thousands of shares listed on 17 international markets, as well as fixed interest bonds and gilts and Exchange Traded Funds (ETFs).
The investment types available and the markets you can trade on are explained in more detail in section 13 of our Best Execution Disclosure.
United States dealing
As part of our obligations to the US Tax Authorities – Internal Revenue Service (IRS) we are required to document all holders of US securities. Additionally, should you reside in a country that has a treaty with the US you may benefit from treaty relief in respect of dividend and interest payments.
This US tax document is valid for three years, and allows residents of a foreign country with which the United States has an income tax treaty to claim a reduced rate of, or exemption from, withholding tax.
You can complete your Form W-8BEN online with ii.
Where to look? login > account > useful forms
Foreign exchange (FX)
Foreign exchange may be necessary in order for you to trade in stocks that are quoted in different currencies.
We offer two FX services
- FX arranged at the time of a trade:
When trading international stocks you will receive a currency rate of exchange for the trade you wish to place as well as a price for the underlying stock. The rate of exchange is a live price and is open to the same fluctuations as share prices. Multi-fills may apply to an international share trade. This means that your order may be traded in separate blocks, and therefore the same FX rate may not apply to each. If a multi-fill is applied only one trade will be shown on your contract note showing an average FX rate.
Where to look: login > trading > trade now
- A standalone FX transaction:
You can choose which of the 7 currencies you wish to convert into your cleared funds, and will receive a real time exchange rate from the market. Standalone FX transactions will be clearly shown on contract notes and statements.
Where to look: login > cash & transfers > convert currency
Benefits of our FX service:
Exchange between any 2 of our 7 currencies: euros and sterling, plus US, Canadian, Hong Kong, Singapore and Australian dollars.
Live prices for standalone FX conversions - "the price you see is the price you get".
The FX rate and quantity will be shown on all statement and contract notes.
Tiered costs available online as well as by telephone Monday to Friday; these are dependent on the size of the FX transaction. See our rates and charges.
Reduce need for FX and therefore FX charges by holding cash already in a foreign currency ready for when you trade.
In the event a live FX rate is not available your transaction will be executed at our House FX rate plus the applicable margin. Please note the House rate is not a live FX rate but is updated periodically throughout the day.
Add cash to your account
You can fund your account by bank transfer. The details you will need to provide to your bank in order to make the transfer differ depending on the type of account and currency that you wish to transfer.
Where to look: login > cash & transfers > add cash